Pay Yourself First
Set aside 5 to 10% of your income to save for the future. If possible, save 15% or more. Treat it like a bill that you must pay, and pay it first. That is your "family financial bill". Doesn't it make sense to pay your family first before paying other people's bills? Your cable TV bill is not more important than your family's financial well-being.
Credit: Saving Your Future
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