TIME:
Time is money.
The sooner you save, the better for your future.
Procrastination is the enemy of saving. When many people are young, they think they have a lot of time to save. Then they got married, have kids, and buy a house. With a mortgage and new expenses, money becomes tight. They tell themselves they will start saving later.
As they enter mid-life, their children go to college, and tuition takes a big bite out of their budget. Soon, they will join the majority of people approaching retirement with little or no savings. They know they must save, but now they say it is too late.
Many wonder: What if they had just put aside $100 or $200 a month when they were young? They could have accumulated significant assets today.
Do not wait. Start to save as much as you can, as soon as you can.
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